Neo Classic, Neo Splurge, Neo Student, and Neo Short-Term Credit Cards are available to Canadians from Neo Financial. Compared to other cards offered by big Canadian banks, each of them has its own set of advantages.
Designed for daily spending, the Neo Classic Credit Card gives clients peace of mind as they develop their credit score. Despite the yearly price, the first year is on the house. You’ll also get a whopping 10,000 extra reward points and 1.5% cash back on everything you buy. The consumer may redeem their points at any store that accepts Mastercard. You may set your own credit limit on this card, and it comes with an emergency package full of useful tools to keep your personal information safe from thieves. For Canadians seeking to earn rewards while carefully establishing a credit history, this is the perfect card.
If you want to earn reward points quicker with Neo’s unique 3x structure, then you need the Neo Splurge Credit Card. There is no annual fee and you may earn a lot of extra points with this credit card. Customers may earn three times the rewards on gas, groceries, transportation and entertainment, and they can get up to fifteen thousand extra points just for signing up. On top of that, this card is compatible with Neilson Paypoints and allows clients to receive cash back incentives. This card is ideal for those who wish to enjoy ordinary splurges while still earning rewards, thanks to its generous credit limit of $25,000, low interest rates, and absence of international transaction fees.
Students who want to build a solid credit history by managing their funds wisely may apply for the Neo Student Credit Card. Students wishing to establish credit may find this card to be an excellent option due to its $5,000 maximum credit limit, lack of annual fees, and other favourable features. You may earn three times as many rewards points for every dollar you spend, in addition to cash back. Students may learn to manage their money wisely with the aid of the card’s emergency kit, travel insurance, and other perks.
For those who are looking to save money and require access to cash quickly, the Neo Short Term Credit Card is a great option. You can get the money you need when you need it with this card, which has a maximum credit limit of $20,000 with reasonable interest rates and minimal late fees. The budgeting tool and the outstanding insights it provides into credit use are what set this card apart and allow the user to save money over time. To make sure Canadians’ money is protected, services like fraud prevention, freeze features, and monitoring activities to detect any fraudulent activity are in place.
Great goods that cater to different consumer demands are available from Neo Financial. Everyone may choose a card that suits their requirements, whether it’s saving or spending. There are no annual fees, extra incentives, emergency kits, large credit limits, or flexible payment choices with any of these items, yet the advantages are extensive and impressive. Because of all these things, the card is better than similar offerings from major Canadian banks.